The need for most Ghanaians living abroad to cater for the health requirements of their parents, relatives, and dependants is a challenging experience. It has become necessary for individuals to constantly send money home to ensure that their dear relatives receive the best healthcare services.
The GLICO Sunkwa Health Plan is a special package designed to help Ghanaians living abroad purchase a health insurance plan for their dependants and relatives residing in Ghana. The cover provides for in-patient services and also for out-patient services.
GLICO Students' Health Plan
Our commitment to students and our experience-based understanding of health insurance plans has allowed us to develop and package innovative and tightly integrated student health insurance solutions.
The Student Health Insurance Plan provides the comprehensive insurance cover every student needs to stay healthy throughout their educational course. It is open to all students (national and international) in secondary and tertiary institutions who possess a valid student ID card.
The student health plan covers both in-patient and out-patient benefits and is renewable every semester.
GLICO Tourist Health Plan
When planning a holiday or a tour trip, nobody wants to think about what might go wrong-but sometimes things can go horribly wrong even when you are on holiday. Injuries and accidents can occur when you least expect them.
The Tourist health insurance plan offers both out-patient and in-patient care cover for tourists and visitors on a short stay in Ghana through a network of affiliated service providers. The Tourist Health Insurance Plan is a collaboration between GLICO Healthcare and the Tour Operators Union of Ghana.
The package is available to persons of all nationalities who travel to Ghana for a short stay.
GLICO Family & Individual Health Plan
The Family and Individual package offer a unique experience and utmost satisfaction to our clients who enroll on the policy. The carefully designed enriched package ensures absolute comfort and peace of mind to clients due to the comprehensive nature of benefits (out-patient and in-patient) renewable every year.
The GLICO Corporate Health Plan
The GLICO Corporate Health Plan has six (6) packages;
i. Standard Package:
This package offers cover at a relatively low premium and provides both in-patient and out-patient care. Covered services include General Practitioner and Specialist Consultation, Prescription Drugs, Laboratory Tests, X-rays, Dental Care, Eye Care, Optical, Surgical Medical Treatment, as well as In-hospital Treatment.
ii. Enhanced Package:
The Enhanced Package, like the Standard Package, provides cover for both out-patient and in-patient care. Apart from the relatively higher annual benefit limits, this package covers ambulance services and herbal medicine in addition to all the benefits listed under the Standard Package.
iii. Enhanced Plus Package:
The Enhanced Plus Package combines first-class service with both out-patient and in-patient benefits. In addition to services covered under the Enhanced Package, it covers specialist dentistry (root canal treatment and periodontal treatment), speech therapy/audiology, acupuncture, herbal medicine, and chiropractic as well as the use of special health facilities like Nyaho Clinic, Trust Hospital, Medlab, among others.
iv. Ultimate Package:
The Ultimate Package offers annual benefit limits for both outpatient and in-patient treatment. It covers prosthetics in addition to all the services covered under the Enhanced Plus Package. Members may use any of the accredited special health facilities such as Euracare, Akai House Clinic, Lister Hospital among others.
v. Platinum & Platinum Plus
The Platinum and Platinum Plus Package has Outpatient and Inpatient benefit limits higher than the Ultimate Package. The area of coverage includes Africa, India, and Europe. Members may also access any service provider in Ghana, including Akai House, Lister Hospital, Child and Associates, Platinum Dental, and beyond.
An exclusive Benefit under the GLICO Health plan is The Health Seminar organized annually/bi-annually for staff.
The GLICO E-Health Service provides quality and reliable healthcare delivery for primary health conditions in the comfort of our clients’ homes or their preferred location. The service offers our clients virtual access to a medical doctor and also provides discounted mobile laboratory and pharmacy services to their preferred locations.
To sign onto any of the GLICO HEALTH PLANS, call or WhatsApp us on
+233(0) 302 746 500 / 204 371 757 / 501 555 157 or send us an email at email@example.com
GLICO Third-Party Administration Service
GLICO TPA gives third-party medical administration services to corporate organizations. Some of these services include:
- Claims management i.e.(vetting, capturing, and processing of individual claims, claims reconciliation, etc.).
- Clinical audits
- Clients relations management
Which involves the operation of a 24-hour call center, and other ancillary services. TPA operates through administrative fees paid by subscribers of this service
The GLICO Top-up Scheme is supplementary to the National Health Insurance Scheme (NHIS) and covers benefits excluded under the NHIS minimum benefit package. The total maximum benefit per person per year is GH¢20, 000.00.
Our investigations reveal that most companies provide free medical services to their employees and eligible dependants as part of the Collective Bargaining Agreements (CBA) and most of the excluded benefits under the NHIS are provided for by CBA.
However, there is a shortfall between the minimum benefits provided for under the NHIS and benefits under various CBAs. This shortfall in medical benefits has become a major challenge to organizations that want to access the NHIS. The GLICO Top-up Scheme is specifically designed to bridge the gap between the benefits received under corporate medical benefits (negotiated for under CBA) and the minimum benefits of the NHIS.
The GLICO HealthPlan is a comprehensive health insurance scheme that provides cover for out-patient and in-patient care through a network of affiliated service providers. The scheme provides a choice of sustainable and flexible benefits packages with a full range of options, as well as a choice of Doctors, Clinics, Laboratories, and Pharmacies within the affiliate Provider Network. The HealthPlan has five (5) categories of products namely, GLICO Corporate HealthPlan, GLICO Family & Individual HealthPlan, GLICO Tourist HealthPlan, GLICO Sunkwa HealthPlan, and GLICO Students HealthPlan.